Why You Should Not Stay Put With Your Current Prescription Insurance Plan
There is absolutely no one more lazy than me when it comes to doing the work necessary to properly switch insurance plans. On a subliminal level I feel the insurance company has the best hand and I cannot win when selecting insurance. Fortunately I have been extremely lucky in that I have not been sick AND the medication I take is covered by my insurance plan. But I notice that any little thing outside of regular medication costs me big time. So with the Open Enrollment period for these private drug and Advantage plans just starting and running through Dec. 7, 2016, I am making a change. Because not only do I want to save money, I want my plan to cover my needs when and should they arise.
According to Kaiser,”It pays to shop around. The monthly cost is increasing an average 26 percent for UnitedHealthcare’s AARP MedicareRx Saver Plus while the First Health Value Plus plan is dropping an average 13 percent, according to an analysis of the 10 most popular drug plans by Avalere Health, a research firm.” It goes on to read, ” In Albany, N.Y., the price of a Cigna-HealthSpring drug plan is going up 36 percent, according to the StateWide Senior Action Council, a New York consumer group.”
There is no way for you to know these facts or to even consider them unless you read a research publication that aggregates this type content. I will be monitoring this on your behalf. What I need you to do is let me know what your questions are in the comments below. Then stay tuned as I do the work to learn how you can make a better decision this year during Open Enrollment season.
Okay, the ball is in your court.